It Could Happen Today

An earthquake could happen at any time in California, even today. Will today be like any other? Or a day that turns our world upside down? No one really knows. After a damaging earthquake, the dawn we once knew could look completely different come tomorrow.

Protect yourself, your family and your finances with earthquake insurance

Home insurance does not cover shake damage—a separate policy is required. And government assistance (if available) is limited, and only for emergency safety needs. And loans (if you qualify) must be repaid.

Protect your home and your belongings and get coverage for additional living expenses with CEA. We have flexible coverage choices and deductible options to help you find the policy that best meets your needs and budget.

Use the CEA Premium Calculator for a free CEA California residential earthquake insurance premium estimate. To purchase a CEA policy, you must contact a participating residential insurer.

About CEA

CEACEA is a not-for-profit, publicly managed, privately funded organization that encourages California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. A CEA policy can give you the strength to rebuild after a damaging earthquake.